Made for You
BoroBit brings everything related to your money into one place – designed specifically for the Bulgarian user. It connects all your accounts, organizes your income and expenses, and recognizes payments to major retailers like Lidl, institutions like the National Revenue Agency (NRA), and even your local corner shop.
You can set money aside for what matters most – and at the end of the month, get a clear AI-powered analysis that explains exactly where your money went.
All your accounts – in one place
Connect your bank and fintech accounts in just a few clicks – through a secure Open Banking channel. No need to switch between apps and banks. BoroBit shows your entire balance – in BGN, EUR, USD – all in one place, with your transaction history automatically pulled in.
Money, organized your way
Your money stays safely in the bank, but in BoroBit you can organize it the way you live – with separate virtual pockets. “Emergency Fund,” “Vacation,” “Car Insurance” – you decide what to save for and how much. You see how much you’ve set aside, how close you are to your goal, and whether you’ve gone over budget.
A clear view of where your money goes and comes from
Every transfer or payment is automatically organized as an incoming or outgoing cash flow. The app recognizes merchants others often miss – like the local supermarket or the neighborhood gas station. You can review and adjust categories, add your own, or track everything with visual breakdowns – by percentages, time periods, and clear charts.
AI analysis of your monthly finances
At the beginning of each month, BoroBit reviews your full financial picture from the previous month – what you earned, what you spent, which habits repeat, and if anything stands out. The AI summarizes everything in words, not numbers – so you can understand where you’re headed, even if you haven’t tracked things every day. Works with the banks you use
BoroBit is connected to banking and fintech systems across Eastern Europe – so your accounts are updated automatically, securely, and in real time.- Nearly full integration with Eastern European banks and fintechs..
- Secure – via an authorized Open Banking channel.
- Full convenience with a native language interface.
- No switching between banks and apps.
Shared finances with your partner or family
Create a “Ivanov Family” or a “Country Household,” invite your partner, and choose which accounts to share. Everything stays separate from your personal finances but works with the same smart tools – cash flow tracking, virtual pockets, and AI-powered insights.
And most importantly – involve your kids in managing the family budget. Because financial literacy starts at home.
Organize your business finances, too
Add your business accounts separately from your personal and family ones. Everything is kept isolated, but works with the same smart tools – you can track your cash flow, set up virtual expense pockets, and get an AI-powered monthly analysis. It’s fully separate, yet organized just like the finances you already manage in your personal life. All-in-one: personal, family, and business finances
Personal Finance
Take care of your financial well-being – organize your cash flow, set money aside for what matters, and get clear monthly insights.
Family Finance
Manage a shared budget with your partner or family. Share accounts, track expenses, and involve the kids – because financial literacy starts at home.
Business Finance
Keep your business accounts separate but familiar. Monitor cash flow, allocate expenses, and use smart tools – all in one place.
Additional features include multibanking, real-time notifications, a fully localized Bulgarian interface, and intelligent tools that work for you.
What Others Are Reading on the BoroBit Blog
FAQ
We are a Bulgarian startup that has developed a platform to improve the financial health of Bulgarian citizens, families, and small businesses.
BoroBit is a project with a mission to enhance the financial well-being of Bulgarian citizens through easily accessible technological solutions. After two years of work on the project, we are ready to present our solution.
We are now at the "early adopters" stage, which means that anyone who joins us now will not only get free access to the app, but also become an active part of our mission. By using BoroBit, you not only manage your finances, but also contribute to the development of a tool that will help all Bulgarians improve their financial health.
BoroBit is not just a multi-banking application, but a comprehensive solution for managing personal, family and small business finances. It is entirely in Bulgarian, specially created for Bulgarian citizens. Integrates with all banks and fintech companies in Bulgaria, enabling centralized financial management.
BoroBit is more than a standard finance app – it's like a handy financial assistant in your pocket that makes it easy to manage your finances. It helps you improve your financial health by offering convenient solutions to manage all your finances in one place - from personal and family to your company finances. Most importantly, the app allows families to work together on their financial management and education, including children in the process.
This app is for you if you fall into any of the following categories:
- You want to manage your personal finances more effectively.
- You want to involve your family in managing family finances, including educating your children about finances.
- You own a small business and want centralized management of your business finances.
- You recognize the importance of improving financial health in Bulgaria and want to contribute to the development of a tool that benefits the entire society.
We would also like to share that BoroBit is not only a business project, but also a social commitment, as we strive to involve diverse groups of society. We offer various organizations to provide their employees, customers and students with tools to manage their finances and the finances of their families. This is how we expand our mission for financial health among as many Bulgarians as possible.
This includes banks, universities, non-bank financial institutions and businesses in Bulgaria.
- If you run a business and want to provide your employees and their families with a valuable financial management tool presented as part of your company, BoroBit offers a solution. This adds value to your social package by allowing your employees to benefit from BoroBit's financial tools, associating them directly with your company.
A register of the licensed payment institutions in the Republic of Bulgaria, as well as their branches and representatives (under Article 19 of the Law on Payment Services and Payment Systems) can be found on the website of the Bulgarian National Bank https://www.bnb.bg/PaymentSystem /PSPaymentOversight/PSPaymentOversightRegisters/index.htm
Inabit EOOD, which is the owner of the BoroBit trademark, has a contract with the licensed payment institution Iris Solutions OOD for the provision of the service under Article 4, Item 8 of the General Tax Code, namely for access to account information.
For more information, you can read the general terms and conditions at https://borobit.com/obshti-usloviya or contact us on the indicated communication channels.
We do not currently plan to include the ability to order transfers directly through our platform. Our focus is on building innovative functionality based on users' financial data to make it easier to improve their financial health. However, we are open to feedback and, with sufficient user interest, may consider adding such functionality in the future. We are actively working on the development and implementation of new functionalities that are based on user needs and feedback.
BoroBit is currently in an early adopter period, offering its services for free to all users. This is a way to thank users for their feedback and participation in the development of the application. Details of future subscription plans and their benefits will be announced after the end of this period.
Yes, under our early adopters program, anyone who joins BoroBit during this period gets the opportunity to use the app for free for as long as BoroBit exists. This is our way of thanking you for your valuable feedback and support in the early stages of BoroBit's development. Early adopters play a key role in shaping our app, and that's why we reward their trust with continued free access.
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